Periodic review drift: when risk ratings stop matching the file
Why AML periodic reviews look complete while customer risk stories quietly age out of date.
Field Notes
Short notes on AML audit practice for Hong Kong compliance teams — sampling, files, and fieldwork habits.
Preparing the document room before AML fieldwork
A practical checklist for MLROs hosting on-site AML auditors in Central or branch offices.
What good sanctions alert notes look like
Disposition text that helps the next analyst — and the next auditor — understand why a match was cleared.
Building a CDD sample that survives audit committee questions
How to weight customer files by risk band so sample results explain more than a random draw.