About
We are a Central-based audit practice that spends most of its calendar on anti-money laundering examinations for licensed firms.
Origin
Innocloudapps began as a small financial auditing desk serving brokers and money service operators around Queen’s Road Central. Early clients asked the same question after every statutory audit: “Who will look properly at our AML files?” Rather than treat that as a side note in a general ledger review, we built a dedicated AML audit practice.
Mission
Give MLROs and audit committees an independent, sample-based view of how AML work actually runs — not a paraphrased policy manual.
How we work
Fieldwork happens where the records live. We read alert notes, sit with onboarding officers, and compare risk ratings written at account opening with those refreshed two years later. Reports use the vocabulary of your programme: CDD packs, sanctions queues, periodic reviews, STR files.
People
Our engagement leads are auditors with prior experience in Hong Kong compliance and external audit. Junior team members handle population extraction and file logistics so senior staff can spend time on judgment calls — rating consistency, escalation quality, and whether a control exists only on paper.
Values
- Specificity over slogans — findings name the process step and the sample item.
- Respect for operations — sampling windows avoid your busiest settlement days when possible.
- Independence — we do not sell the screening systems we review.
Hong Kong context
Working from Gloucester Tower keeps us close to the licensed firms we serve. Local circulars, licence conditions, and the practical pace of Central operations shape how we scope every engagement.